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Title Insurance Calculator

Estimate title insurance premiums for Owner's and Loan policies using Texas Department of Insurance rate schedules.

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Title insurance premium rates are set by the Texas Department of Insurance Basic Manual. Rates effective March 1, 2026 (rate chart). Do not enter currency symbols or commas.

Property Type

Endorsement availability depends on whether the property is classified as residential or commercial under P-1 (opens Texas Department of Insurance Basic Manual in a new tab).

Owner's Title Policy

Based on the sales price of the property. Basic premium per R-1 (opens Texas Department of Insurance Basic Manual in a new tab).

$

Loan Title Policy

$

Refinance? Enter payoff amount and original loan date for R-8 (opens Texas Department of Insurance Basic Manual in a new tab) credit.

$

This calculator is intended as an estimate only and may not show all available credits. Rates are promulgated by the Texas Department of Insurance Basic Manual. Final premiums are subject to confirmation by your title company.

Tools & Resources

Additional tools and resources are in development and will be added here as they become available.

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Custom branded title calculators and interactive tools can be built for title organizations, lenders, and partner sites.

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