Title Insurance Calculator
Estimate title insurance premiums for Owner's and Loan policies. Texas rates set by the Texas Department of Insurance.
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Title Insurance Advisor
Title Insurance Premium Estimate
Generated June 10, 2026 · Texas Department of Insurance promulgated rates (effective March 1, 2026)
Transaction details
Property type: Residential
Title insurance premium rates are set by the Texas Department of Insurance Basic Manual. Rates effective March 1, 2026 (rate chart). Do not enter currency symbols or commas.
Property Type
Endorsement availability depends on whether the property is classified as residential or commercial under P-1 (opens Texas Department of Insurance Basic Manual in a new tab).
Owner's Title Policy
Based on the sales price of the property. Basic premium per R-1 (opens Texas Department of Insurance Basic Manual in a new tab).
Loan Title Policy
Refinance? Enter payoff amount and original loan date for R-8 (opens Texas Department of Insurance Basic Manual in a new tab) credit.
This calculator is intended as an estimate only and may not show all available credits. Rates are promulgated by the Texas Department of Insurance Basic Manual. Final premiums are subject to confirmation by your title company.
Additional tools and resources are in development and will be added here as they become available.
Need Strategic Guidance?
Texas title premiums follow regulated rate schedules that vary by property value, policy type, and endorsements. Schedule a consultation to interpret estimates and discuss policy options for your transaction.
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