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Bandera County Property Taxes

County tax rates, exemptions, appraisal district resources, and how property taxes affect closing in Bandera County.

At a glance

County seat
Bandera
Appraisal district
Bandera
2025 total county tax rate
0.5304 per $100 valuation

County rate only. Your total bill also includes school district, city, and special district taxes.

2025 county tax rates

Rates below are the Bandera County government portion only, reported to the Texas Comptroller. They do not include school, city, or special district taxes that make up most property tax bills.

Rate typePer $100 valuation
Total county rate0.5304
General fund0.4654
Road and bridge0.0000
Farm-to-market / county road0.0650
No-new-revenue rate0.5228
Voter-approval rate0.5541

Source: Texas Comptroller 2025 County Rates and Levies (as of 01/28/2026).

Exemptions in Bandera County

Apply for exemptions through the Bandera Appraisal District. Amounts below reflect state minimums; local taxing units in Bandera County may offer additional optional exemptions.

  • Homestead (school district)

    $100,000 reduction in taxable value for school taxes.

  • General homestead

    $100,000 additional school district reduction (state minimum).

  • Over-65 or disabled

    $10,000 additional exemption; may qualify for a school tax ceiling.

  • Disabled veteran

    Varies by disability rating (Tax Code §11.22)

  • Agricultural / open-space

    Productivity valuation available for qualifying land

State-mandated minimums apply statewide. Local taxing units may offer additional optional exemptions — confirm current amounts with the appraisal district.

Property taxes and your closing

When you buy or sell property in Bandera County, property taxes are prorated at closing based on the transaction date and contract terms. Your title company will review Bandera County tax records for delinquencies, pending liens, and open protests that could affect title.

File homestead and other exemption applications with the Bandera County Appraisal District after closing if you qualify. Exemptions are not automatic — they require an application on the CAD's timeline.

Use the county appraisal district property search to verify the parcel, current owner, and appraised value before closing. Discrepancies between contract value and tax roll data should be resolved early in the transaction.

Closing in Bandera County?

Property taxes in Bandera County affect prorations, exemption filings, and what title professionals review before closing. Schedule a consultation to discuss how local tax rules apply to your purchase, sale, or refinance.

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