Compliance Readiness Checklist

A practical self-assessment for Texas title operations—spot gaps before your next internal review or regulatory exam.

Next step

Need more than information? Explore Compliance Implementation.

Regulatory & licensing

Confirm active licenses and appointments with TDI and applicable underwriters.
Review recent bulletins, rate filings, and regulatory updates affecting your market.
Verify fee schedules, promotions, and marketing materials align with Texas requirements.
Document responsible management and designated compliance contacts.

Pillar 1 — Licensing: entity and individual licensing records current and accessible.
Pillar 2 — Escrow trust accounts: reconciliation cadence, dual control, and exception logs.
Pillar 3 — Privacy & information security: access controls, incident response, vendor review.
Pillar 4 — Settlement: closing disclosures, file completeness, and post-closing procedures.
Pillar 5 — Title production: search standards, examination notes, and underwriting guidelines.
Pillar 6 — Insurance: policy issuance, jacket control, and claims routing.
Pillar 7 — Agency operations: training, internal audit, and management review cadence.

Maintain an audit-ready file index (policies, procedures, training logs, reconciliations).
Run a mock internal audit against your last exam findings and track remediation.
Prepare a single packet for examiners: org chart, licenses, trust account summaries, sample files.
Schedule management review of open compliance gaps before your next regulatory interaction.

Title commitment and policy issuance workflows documented and followed consistently.
Exception tracking and clearance procedures defined with escalation paths.
Technology change log (new systems, integrations) reviewed for compliance impact.
Vendor and third-party risk assessments on file for critical service providers.

Compliance gaps often surface during an audit or acquisition review. Discuss your challenge to prioritize remediation.